Lumin digital

Product Manager, Lending

Remote- United States Full Time
Lumin Digital Inc. is the leading provider of online banking solutions for financial institutions in the U.S. market. We value Trust, Respect and Boldness. We believe that relationships are built with each interaction and strive to create a company where these interactions further our common goals. We foster a culture where we can take risks, stay transparent and lean on each other to deliver unparalleled service. 

We have developed the world’s best digital banking platform where consumers and their financial institutions can engage productively and achieve transformative experiences together. We create unique and personalized user engagement by combining real-time analytics with best-in-class design delivered through high-performance applications. 

Lumin Digital has been breaking barriers as the first digital banking solution provider to be cloud native while radically rethinking the relationship between consumers and their financial institutions. 

A role with purpose:
Are you looking for a challenging career where you can change the lives of millions of Americans, where you can work with the most talented team in the field and where you can be the best version of you?  If so, then you could be the next product manager who can join us and accelerate our product roadmap with fresh ideas and innovative thinking. 

What you get to do:
Be a true leader with responsibility for designing, developing, and launching software alongside talented teams of engineers, project managers and professional services teams
Craft and communicate a compelling product vision and strategy with stakeholders, including internal teams, clients and prospects
Own the product life cycle from conception to delivery; including requirements gathering, documentation creation, timelines specification, user experience analysis, quality assurance, product performance and product usage
Work with a cross-functional teams of designers, engineers, data scientists, trainers and financial institutions to build and bring innovative products to market 
Work with user, platform and third-party data to develop new and exciting features that improve the financial lives of consumers
Engage with the Lumin Digital community and help to make Lumin Digital a better organization through honest, candid and respectful feedback 
Monitor and measure launched products to continuously improve usability and incorporate observations into the product development process
Connect with clients, prospects, vendors and others in the Fintech industry at conferences, trade shows and onsite events

You will succeed by leveraging your: 
BA/BS degree or equivalent educational and professional experience
5+ years of experience in product management (or equivalent) with 2+ years in lending/LOS/digital account opening/credit onboarding at a bank, credit union, fintech, or vendor.
Experience launching LOS capabilities (or adjacent) with demonstrated outcome lifts.
Excellent documentation, stakeholder leadership, and auditor-friendly habits.
Proficiency with Agile methodologies and tools such as JIRA and Confluence.
Excellent communication, organizational, and analytical skills.
Ability to manage multiple priorities and thrive in a fast-paced, innovative environment.

Your experience in one or more of these areas will help you excel:
Small-business and/or consumer underwriting experience. 
Familiarity with government regulations and loan compliance.
Core/servicing integration exposure. 
Experience reading credit bureaus, determining decision logic, analyzing fraud mitigation data, and integrating eSigning

You will love working here because you will:
Have the freedom to speak your mind towards a common goal of delivering the best digital experience to the market 
Make data-driven decisions working alongside clients, engineers and designers 
Develop and deploy market-changing features and solutions in a fast-paced, continuously improving environment
Build and foster trusting relationships, resulting in communal growth and improvement