Financial Crime Compliance - Analytics and KYC, Principal

FIND YOUR 'BETTER' AT AIA

We don’t simply believe in being ‘The Best’. We believe in better - because there’s no limit to how far ‘better’ can take us.

We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.

If you believe in better, we’d love to hear from you.

About the Role

Support the Associate Director of FCC Analytics and KYC and work independently to ensure AIAHK & Macau operate in accordance with the AIA Group policies and guidelines and local regulatory requirements.  This role focuses on key AML / CFT compliance areas and contributes to the development and implementation of effective AML compliance frameworks, including:


Data analytics for AML process and system innovation and enhancements
AML / KYC advisory for new customer onboarding and ongoing monitoring
AML metrics and regulatory reporting
Outsourcing and data governance
Other regulatory compliance initiatives and projects as assigned

Roles and Responsibilities:

AML Analytics for Technological Enablement and Enhancement (50%)

• Conduct data analysis to identify trends, anomalies, and emerging risks in customer behaviour and transaction patterns.
• Support the enhancement of AML systems, including rule tuning, scenario optimization, and threshold calibration.
• Partner with IT and analytics teams to improve data quality, system logic, and automation in AML surveillance.
• Contribute to the design of metrics, dashboards and reporting tools to support AML monitoring and decision-making.
• Evaluate the effectiveness of existing AML controls and recommend improvements based on analytical insights.
• Lead and participate in system enhancement projects, including user testing, documentation, and post-implementation reviews.
• Provide insights to senior management to support strategic compliance initiatives.

AML / KYC Advisory (30%)

• Provide advisory support for new customer onboarding, including customer risk-based assessments, customer due diligence (CDD), and enhanced due diligence (EDD).
• Guide business units on AML/KYC requirements and ensure alignment with internal policies and regulatory standards.
• Oversee ongoing customer monitoring and screening, including name screening, adverse media checks, and transaction monitoring alert handling.
• Collaborate with stakeholders to ensure timely escalation and resolution of AML/KYC issues.
• Assist in the development and maintenance of AML/KYC policies, procedures, and training programs.
• Monitor regulatory developments and assess their impact on AML/KYC practices and controls.

General Compliance Support (20%)

• Assist in implementing compliance policies across areas such as outsourcing, data governance, and etc.
• Conduct compliance reviews and monitoring activities to ensure adherence to internal and external requirements.
• Support incident management and reporting, including root cause analysis and remediation planning.
• Contribute to compliance risk assessments and updates to the Risk and Control Self-Assessment (RCSA).
• Promote awareness of the three lines of defence model and foster a strong compliance culture.
• Provide compliance advisory support to business units to enable responsible business growth.
• Participate in regulatory compliance projects and initiatives as assigned.

Minimum Job Requirements:

Qualifications and Experience

• Bachelor’s degree in Accounting, Finance, Law, Computer Science, Business, or related disciplines.
• Minimum 8 years of experience in compliance, AML, or related fields within financial services.
• Strong understanding of AML regulations, customer due diligence, and transaction monitoring and screening.
• Experience in AML data analytics and familiarity with AML surveillance systems and tools.
• Professional qualifications in AML preferred.
• Strong communication and interpersonal skills, with the ability to engage stakeholders effectively.
• Fluent in English and Chinese (written and spoken).
• Self-motivated, organized, and able to work independently under pressure.
• High level of integrity and accountability.

Others:

• You are required to obtain relevant license if your job involves in regulated activities

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.