Hiscox

Development Underwriter

UK, Colchester Full time

Job Type:

Permanent

Build a brilliant future with Hiscox
 

About Hiscox UK

Hiscox UK is a leading specialist brand in the UK insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. We operate in twelve target sectors in the UK, across which our customers are diverse and unique, and are only united by our ability to provide specialist insurance tailored to their needs.

About the role

In this role you will be responsible for driving the profitable growth within our strategic sectors. You will be expected to trade and write all lines of business including Professional Indemnity, MLP, Cyber, Property and Casualty to facilitate a package policy offering – with your focus ideally being within Professional Indemnity.

You will join an established and high performing team and bring your drive to contribute to our growth aspirations whilst driving your own relationships (internal & external) and pipeline.

You will also have the opportunity to drive Hiscox appetite across our strategic sectors, including the proposition, the underwriting and the pricing.  It is therefore essential that you are technically astute, have strong relationship management skills and are driven by an exceptional service ethic.

What you’ll be doing

  • Underwriting larger, more complex commercial cases consistently and profitably

  • Leading the setting and execution of the local underwriting strategy for your specialist area in conjunction with the Regional Manager and Regional Underwriting Manager

  • Influencing the UK Product Heads on underwriting appetite and strategy

  • Leading underwriting and trading visits to larger clients and prospects

  • Ensuring that the new business target for the region is achieved

  • Developing close, effective relationships with brokers to develop new opportunities to significantly contribute to the team new business targets

  • Increasing submission & conversion numbers through client prospecting

  • Building product specific knowledge and sales skills amongst underwriters

  • Knowledge of the professional indemnity line of business and appetite

  • Understanding of the underwriting lifecycle including policy wordings, pricing & claims

  • Understanding of pricing a risk and the factors that can affect pricing

  • Good knowledge of the insurance market, industry, competitors, brokers and factors that can affect the market including soft/hard markets

Our must-haves:

  • A strong track record trading with brokers to deliver growth

  • A strong track record in making sound underwriting decisions, driving top and bottom-line growth

  • A deep understanding of the professional indemnity line of business

  • Strong communication, relationship management and interpersonal skills with demonstrable ability to effectively influence key stakeholders

  • Demonstrates a hunger for winning business

  • Able to make intelligent and innovative business decisions

  • An appreciation and understanding of legal and regulatory guidelines

  • Ideally ACII qualified or exempt through relevant experience as defined by the FCA

Diversity and Hybrid working
 

At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success. We operate a hybrid working model, set by the team rather than the business, to enable you to manage your own personal work-life balance. We see it as the best of both worlds; structure and sociability on one hand, and independence and flexibility on the other.


Work with amazing people and be part of a unique culture