Job Description

The Credit Analyst acts as a credit expert supporting the SME teams with management of ongoing credit risk. The Credit Analyst is responsible for developing and driving, practical and appropriate credit solutions on expired limits management, collateral management, deal flow management.

• Coordinate the management of SME expired limits, to maintain the expired position within acceptable thresholds.
• Deal flow management for SME credit origination, including allocation and tracking of credit requests for the SME Credit Analysts – Origination.
• Originate new and existing business credit applications, and ensure timely submission to Credit
• Ensure timely identification of accounts with early warning signals and recommend quality credit solutions for continued management within the portfolio or for downgrade
• Monitor credit conditions, risk triggers and covenants and ensure quality submissions to Credit, highlighting breaches and mitigating factors where necessary.
• Ongoing Risk Management (ORM) reporting and presentation at credit committees
• Drive and coordinate ORM action items and initiatives, i.e. limit reduction plans, breach letter issuance
• Coordinate the management of the SME imperfect collateral position
• Innovation and/or implementation of initiatives that enhance the SME book quality and efficiency.
• Participation and roll out of credit systems development 
• Manage all other credit risks associated with the SME portfolio. 
• Efficiently, and satisfactory provide quality query resolutions for credit related queries.
• Ensure compliance with all internal and regulatory credit policies. Proper maintenance of credit files and ensure audit and compliance readiness at any time.

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
 

12/11/25