Job Description

The Banking Specialist in Private Banking is a dedicated expert in financial products and services, focused on delivering customized solutions to ultra- and high-net-worth clients. The role involves direct client engagement to understand and meet their unique financial goals. Success depends on managing multiple complex processes and building trusted, long-term relationships through meaningful client connections.

Specialized Expertise

• Providing in-depth knowledge in specific banking products (lending, deposits, cash management)
• Developing customized banking solutions for complex and simple client needs
• Staying current on regulatory changes affecting banking, lending, insurance and investment products
• Staying current on product, process, benefits relating to banking, Iending, insurance, investment products
• Ensuring a deep and thorough understanding of the FirstRand Group overall capability to ensure clients are optimally serviced, solutions and introduces across the various FNB Business, RMB, Ashburton franchises 
• Serving as the technical expert for sophisticated banking arrangements

Banking Products and Services

• Structuring sophisticated credit facilities (unsecured loans, lines of credit)
• Arranging specialized mortgages for luxury properties or complex ownership structures
• Creating custom deposit solutions with preferential rates
• Implementing cash management strategies for non-trading entities
• Facilitating foreign currency transactions and international banking needs
• Short Term Insurance relating to Gap, Education, Home, Contents, Cars is applicable.

Client Support

• Working alongside other specialists during client meetings
• Explaining technical aspects of banking solutions to clients
• Helping resolve complex banking issues or service concerns
• Providing quick response to time-sensitive client banking requests

You will be an ideal candidate if you:

• FSCA recognized Degree - NQF Level 7
• RE5
• 10 Years overall experience in the Financial Services Industry, of which 5 years of experience as a Private Banker or Private Advisor dealing with Wealthy HNW clients

Technical Knowledge

• Deep understanding of banking products, services, and regulations
• Knowledge of credit analysis and underwriting standards
• Familiarity with cash flow optimization strategies
• Understanding of international banking considerations
• Understanding SDA, FDA, FIA and Specialist application to SARB/SARS for clearance applications
• Understanding the Wealth Management philosophy
• Understanding the Banks Insurance capability across Short and Long Term products

Analytical Skills

• Ability to analyze complex financial situations
• Skill in structuring creative banking solutions
• Understanding risk management principles
• Critical thinking to solve unusual client challenges

Collaborative Abilities

• Working seamlessly with relationship team
• Coordinating with operations teams for execution
• Communicating effectively with compliance departments
• Building rapport quickly with sophisticated clients
• Ability to network with external collaboration partners, clients to grow the Bank client base

Additional Requirements                        

In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check.

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Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

15/11/25