Mandatory Reference Checking Scheme (“MRC”) for Hong Kong
The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.
For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.
Country of Location:
China Hong KongJob Responsibilities:
• Perform Maker / Checker role for Mortgage business, including documentation preparation & vetting, loan operation, title deeds and documents checking and mortgage discharge
• Ensure all services to be delivered within the agreed service pledge
• Ensure adherence to departmental guidelines and compliance of the Bank's policy
• Report all process deviations to Supervisor with recommendations
• Participate in projects on development of new products, automation / enhancement of related systems and enhance customer experience
• Provide coaching and training to junior staff
• Handle ad-hoc matters and tasks assigned by Supervisor from time to time
Requirements:
Secondary education or above is preferred
Minimum 2 years’ experience in loan documentation is preferred
Good knowledge on Companies Ordinance and legal requirements for perfection of loan documentation
Good knowledge and concept in mortgage products
Proficient in MS Office;
Prudent and attentive to details;
Good command of written and spoken English and Chinese